TERMS & CONDITIONS

Welcome to LoanBlaze.in (hereinafter ‘the website’). ‘Loan Blaze Financial Consultants Private Limited’, having its registered office at Suite 604, 6th Floor, PSR Prime Towers, DLF Cyber City, Indira Nagar, Gachibowli, Hyderabad, Telangana 500032 (hereinafter referred to as ‘the Company’, ‘we’ and ‘our’) provides access to the website to you, subject to the terms contained herein (hereinafter ‘the/this TOU’). Please read this TOU carefully before using the website. By using the Website, you signify your agreement to be bound by this TOU.

This TOU constitutes an electronic record within the meaning of the applicable law. This electronic record is generated by a computer system and does not require any physical or digital signatures.

LOAN BLAZE – TERMS OF USE

Definitions

Words used in this TOU shall have the following meanings assigned to them:

• ‘Computer’ – Any device used to access the website.
• ‘Intending Borrower’ –
  • An individual who is in need of a loan and/or financial assistance to fund education, business, or personal needs and has registered on the website as a Borrower.
  • An institution in need of financial assistance to fund education/training programs or co-curricular activities of its members/students.
• ‘Intending Lender’ – An individual and/or institution interested in exploring opportunities to communicate with intending borrowers and registered on the website as a Lender.
• ‘User’ – Every person visiting/accessing this Website.

WHAT DO WE DO?

We facilitate communication between intending borrowers and intending lenders/financial institutions. The Website is a venue for users to exchange information with the goal of entering into a lender-borrower relationship. There is no guarantee that an intending borrower will secure credit or that a lender will find a borrower meeting their criteria.

WHAT DO WE CHARGE?

We may charge a service/consultation fee only if/when a loan or financial service is successfully processed. If the lender is a bank or NBFC, the borrower may not be charged directly and the Company may receive commission from the lender. Fee structures are subject to change without prior notice.

SAMPLE AGREEMENTS

Sample agreements/templates provided on the Website are for reference only and are not mandatory. Users may choose their own agreements.

PLEASE CONSULT A LAWYER

Users are advised to consult a legal professional before entering into agreements.

WE DO NOT VOUCH FOR CREDIT-WORTHINESS

The Company does not guarantee integrity or creditworthiness of any user. Users must perform their own due diligence. We are not an agent of any user.

THE WEBSITE/COMPANY IS NOT

• a Bank
• an investing agency
• a lender, borrower or guarantor
• a verification agency
• an NBFC
• a credit information company
• a credit rating company

LICENSE

Users are granted a limited, non-transferable license to access the Website for personal use only. Unauthorized reproduction, resale, or misuse is prohibited.

RIGHT TO MODIFY TERMS

We reserve the right to change the Website, policies, and fees without prior notice.

CONFIDENTIALITY OF ACCOUNT DETAILS

Users are responsible for maintaining confidentiality of login details and activity under their account.

WEBSITE AVAILABILITY

We strive to keep the Website available but do not guarantee uninterrupted access.

PROHIBITED USES

Users must not use the Website for illegal, fraudulent, offensive, or harmful activities including spam, impersonation, or violation of Indian law.

USER CONTENT & RIGHTS

Users may post lawful content. The Company reserves the right to remove inappropriate content. Users grant the Company rights to use submitted content for business purposes and confirm ownership of such content.

INTELLECTUAL PROPERTY

All Website content belongs to the Company or its partners and is protected by law.

LIMITED LIABILITY

Use of the Website is at user’s own risk. The Company is not liable for losses, damages, data loss, or third-party actions.

COMMUNICATION

By submitting contact details, users consent to calls, SMS, WhatsApp, and email communication related to services. Users may opt-out anytime.

PAYMENT SECURITY

Online transactions use secure payment gateways with encryption and authentication.

APPLICABLE LAW & DISPUTE RESOLUTION

Disputes will be governed by Indian law and subject to arbitration. Courts of Hyderabad, Telangana shall have jurisdiction.

GRIEVANCE OFFICER

By using Loan Blaze website, you agree to these Terms & Conditions.